HealthCare costs in United Kingdom.


How much does Free Healthcare cost in the UK?

The cost of the National Health Insurance system in the United Kingdom is calculated as a variable percentage of your income.

The UK National Health Insurance provides health care at doctors and hospitals, for all UK residents at no additional cost. It also covers subsidised prescriptions.

Examples of these costs are shown below, for the median full time wage, a lower wage of £25,000 and a higher wage of £100,000.

The percentage of these incomes, used for health care is between 4% and 8% of the gross income.

Annual Income £100,000
Total tax and NI: £33,573.69
Healthcare portion: £8,001.67
Healthcare cost is 8% of income.

Annual Income £25,000
Total tax and NI: £4,143.21
Healthcare portion: £987.46
Healthcare cost is 4% of income.

According to the ONS, in 2021 the average UK salary was £38,131 for a full-time role.

Annual Income £38,131
Total tax and NI: £8,427.63
Healthcare portion: £2,008.57
Healthcare cost is 5.27% of income.


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