The value of a Households Assets compared to the Household Debt.
A good way to measure the real value of some Debt is to see what value it has created.
In Australia, the official ABS figures for December 2013, show that money owing on housing loans taken out by households was equivalent to only 29% of the value of residential land and dwellings owned by households.
Household Debt in Australia was about $80,000 per person in 2013, made up of (approx):
$60,000 in housing debt per person
$20,000 in other debt per person
Those are the averages. The larger debt will be mainly carried by those with larger incomes, but also
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